How to Document Your Injuries and Losses

Last updated 2026-10-20

What to keep, photograph and write down so you can clearly show what an accident has cost you.

Why documentation matters

Insurance companies and courts rely on records. Clear, dated evidence of your injuries and expenses is far more persuasive than memory alone.

Medical records

  • Keep every visit summary, test result, prescription and referral
  • Follow your treatment plan and attend follow-up appointments
  • Tell each provider about all of your symptoms, not just the worst one

Photos and video

Take photos of visible injuries as soon as possible and again as they heal. Include a date in each photo or file name. Photograph damaged property, the scene and anything that shows how the accident happened.

A simple injury journal

Write a short note each day: pain level, what you could not do, sleep problems, missed activities and how the injury affected your work or family life. Keep it factual.

Financial records

  • Medical bills and insurance explanations of benefits
  • Pay stubs and employer letters showing missed work
  • Receipts for travel to appointments, medical equipment and home help
  • Repair estimates and rental-car bills

Be careful on social media

Posts and photos can be misread and used against you. Consider pausing posts about your activities and health while a claim is open, and do not delete existing posts without asking a lawyer.

Not legal advice. This guide is general information. Laws and deadlines differ by state. Please speak with a licensed attorney about your situation.

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